Standard Chartered Smart Credit Card

Category:

Additional information

Best suited for

Online shopping, Utility bill payments

Fee Details

Annual fee: ₹499, Joining fee: ₹499

Welcome Benefit

Cashback on first transaction, Up to ₹500

Reward/Cashback Rate

5% cashback, Online spending, utility bills

Lounge Access

Not available

Pros

Decent cashback on utilities, Low fees

Cons

Limited welcome benefits, No lounge access

Who should get this card?

Regular online shoppers and billpayers, Young professionals

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