Additional information
| Best suited for | First-time credit card users. |
|---|---|
| Fee Details | Annual Fee (First 4 years): Nil, Renewal Fee (5th year onwards): Rs 499 |
| Welcome Benefit | NA |
| Reward/Cashback Rate | 1 reward point per ₹100 spent. |
| Lounge Access | NA |
| Pros | No annual fee, easy approval, basic rewards. |
| Cons | Limited benefits, no premium features, no lounges. |
| Who should get this card? | First-time credit card users, beginners. |
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