Additional information
| Best suited for | Frequent train travelers, IRCTC users. |
|---|---|
| Fee Details | Annual Fee (one-time):Rs. 500 + Taxes, Renewal Fee (per annum):Rs. 300 |
| Welcome Benefit | NA |
| Reward/Cashback Rate | 1% transaction fee waiver on train tickets. |
| Lounge Access | 1 complimentary railway lounge visit quarterly. |
| Pros | Low fees, train ticket fee waiver. |
| Cons | Limited rewards, no premium benefits. |
| Who should get this card? | Frequent train travelers, budget-conscious users. |
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