Additional information
| Best suited for | Online shoppers, Utility bill payments |
|---|---|
| Fee Details | Annual fee: Nil, Joining fee: Nil |
| Welcome Benefit | Cashback on first transaction, Details vary, typically available on bank's website |
| Reward/Cashback Rate | 1% cashback, On all transactions |
| Lounge Access | 4 complimentary railway lounge visits per quarter |
| Pros | No joining or annual fees, Universal cashback on all transactions |
| Cons | 4 lounge access, Basic cashback rate |
| Who should get this card? | First-time credit card users, Regular spenders looking for no-fee benefits |
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